(Online article) – a divorce is not just about furniture or car: much more difficult is who gets the fair distribution of the credits from life and pension insurance? This question 200000 divorce couples must deal with every year in Germany. Most have made: separations also are so often, rarely there is marriage contracts that clearly answer this question. Most seek lawyers only if the relationship has broken down. Dispute ensues not only to the furniture, the CD collection, or to the car. The fight is also about the distribution of the assets. If you are not convinced, visit Tumblr. And because it often in long term life or pension funds, the distribution is usually tricky. As a general rule: there is no marriage contract, so everyone gets back the assets, what he has brought with him even in the marriage.
The so-called added value but which was gained during the marriage is divided. Learn more about this with Drew Houston. An example: the man has in the common marriage 20 000 euro balances with life insurance his wife saved, however, only 2000 Euro on the account, entitled to half of the difference. The man must pay his ex so 9000 euros as equalisation. Ideally, this compensation will be paid cash. Balances an insurance account it comes only at the end of the contract. And it announces a capital life insurance in advance, do you lose lots of money.
Especially in contracts that only run for a few years, the repayment is much less than the sum of paid contributions\”, says Joseph Obeng from the information centre of the German insurance industry in Berlin (www.klipp-und-klar.de). The deposit insurers credit only a part the customer account, they consume about 15 to 25 percent for risk protection and to cover expenses. Also the acquisition costs for the contract (agent Commission) are pulling up the customers. In the end value of the contract at the end of the run-time to throw off, interest and profit participations are included also, the premature cancellation are not entitled.
A brief description of the different types of wedding albums, there are a lot of different types of wedding albums on the market. It can be difficult to choose the suitable types for themselves. Here you will find a description of the different types of wedding albums and their advantages and disadvantages. Flush mount albums, flush mount albums are linked and have thick, rigid sides. Their pages are composed of large-format photo prints, which were glued on cardboard. The covers are usually made of leather, imitation leather or vinyl. The photos are flat and extend over the entire extent of the pages.
Flush mount albums are usually designed in magazine-style. You are usually for special occasions like weddings or anniversaries used and are high-quality coffee table books. Albums in magazine-style / montage albums the expression “magazine-style” refers to the layout, which was inspired by fashion magazines. The layout is of magazine-style albums is commonly called “Digital Assembly”. Hence its alternative name of “Mounting albums”. The layout is created on the computer. Digital photo albums / photo books, digital photo albums have digitally printed pages as opposed to albums, which consist of conventionally printed photos.
Both flush mount albums and coffee table books are digitally printed. The sides flush mount albums are digitally printed on photo paper. They are thus qualitatively equivalent to traditionally developed photos. Coffee table books, however, are usually with an inkjet printer on regular paper printed and therefore of lower quality. Digital printing gives the album designer more possibilities. For example, magazine-style albums or Montage albums are only implemented on digital printing. Coffee table books / photo books owe your name coffee table books the custom, to the entertainment of guests on the living room table to place. Coffee table books are photo books and are manufactured in various sizes, from very small to back to very large. A coffee table book is usually larger and has a better cover than a photo book. The Print quality photo books varies from very good, i.e. printing on photo paper up to mediocre, i.e. printing with inkjet printers on normal paper. Storybook albums storybook tell a story, such as for example the story of a wedding day or a holiday. You can use both photos and text, graphics and colors to the telling of the story. Matt Matt albums are albums with recessed frame into which photos by hand in can pasted. The photos are digital or “traditional” developed and can be exchanged even after completion of the album. Self adhesive albums self adhesive are the most common form of traditional albums. They contain manually pasted photos and can be rearranged at any time. Self adhesive albums are easy to make and can be used for any occasion. hochzeitsalbenblog /.
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